Stop Threatening Calls and Collection Efforts

If you ever had past-due accounts for credit cards or other types of unsecured debt, you may have experienced the "harrasment" of creditors trying to collect. You may have received phone calls and letters asking you to bring your account current. You may have begged the customer service representatives to stop calling you and may have changed your phone number several times. They never seem to stop calling and sending letters! They continue to call you 10 times a day and send you 7 letters a week! Unfortunately, the "do not call list" does not prevent creditors from calling you in an effort to try and collect on a past due account.

We can help! Filing a chapter 7 bankruptcy in New Jersey will stop all collection efforts by creditors. You will receive no more calls or letters. After you bankruptcy petition is filed, the Court will send a notice to all the creditors listed on your petition. This notice will inform the creditors to stop all collection efforts immediately. This "automatic stay" protection remains in place until you receive the bankruptcy discharge. After receipt of the discharge, the debt is wiped out.

 

Law Offices of Jay Bhatt

618 Newark Avenue, Suite 210

Jersey City, NJ 07306

Phone: (201) 798-8000

Fax: (201) 798-8001

 

Chapter 7 Bankruptcy Info

Consultation Checklist

Click Below for a complete checklist of items that are necessary to proceed with a chapter 7 bankruptcy. We suggest you bring these to our office during the first consultation or supply them by fax or email if the consultation is done over the phone or via the internet.

Client Testimonials

Thank you for helping my wife and I. You have been an angel in our lives during these tough times. You have given us a fresh start. God bless you.

- Edward S.-

I'm grateful for having you take care of my case. The credit card bills, medical bills and lawsuits were a constant stress in my life. I am so glad that I took the next step. I can finally breathe again.

- Rafael R.-

When I became unemployed, I thought I had no way out. My credit card debts would continue to increase and I was overwhelmed with phone calls from collectors. Fortunately, I found Jay Bhatt who advised me to file for chapter 7. It was the best decision I ever made. He is very knowledgeable, experienced and most importantly he works fast. For a reasonable fee, I got out of my debts in no time. I have gone back to work full time and my previous debts have been discharged. Thanks Jay for your help.

- Ana A.-