Eliminate Unsecured Debt
Bankruptcy law classifies debt into several different categories. Whether or not the debt will be fully discharged in a chapter 7 bankruptcy depends on the type of debt. Most of our clients have mainly unsecured debt. Unsecured debt includes credit card, medical, personal loans, phone bills, bank overdrafts, utility bills, and shortfalls on car repossessions. These types of unsecured debts are fully discharged in a chapter 7 bankruptcy. This means that you will no longer be responsible to pay any of the debt back.
If you have unsecured debt that you cannot afford to repay contact us immediately, we can help! We will determine whether you qualify for a chapter 7 bankruptcy.
Law Offices of Jay Bhatt
618 Newark Avenue, Suite 210
Jersey City, NJ 07306
Phone: (201) 798-8000
Fax: (201) 798-8001
Chapter 7 Bankruptcy Info
Consultation Checklist
Click Below for a complete checklist of items that are necessary to proceed with a chapter 7 bankruptcy. We suggest you bring these to our office during the first consultation or supply them by fax or email if the consultation is done over the phone or via the internet.
Client Testimonials
Thank you for helping my wife and I. You have been an angel in our lives during these tough times. You have given us a fresh start. God bless you.
- Edward S.-
I'm grateful for having you take care of my case. The credit card bills, medical bills and lawsuits were a constant stress in my life. I am so glad that I took the next step. I can finally breathe again.
- Rafael R.-
When I became unemployed, I thought I had no way out. My credit card debts would continue to increase and I was overwhelmed with phone calls from collectors. Fortunately, I found Jay Bhatt who advised me to file for chapter 7. It was the best decision I ever made. He is very knowledgeable, experienced and most importantly he works fast. For a reasonable fee, I got out of my debts in no time. I have gone back to work full time and my previous debts have been discharged. Thanks Jay for your help.
- Ana A.-